There are many perks that come along with having one of the best credit cards for online shopping. Many of these perks make it easier for you to shop and more convenient for you, which means that you will spend less money overall when using this type of card. One perk that I love is that I get cash back on just about everything that I purchase when I have the credit card, even if I am not shopping from the store.
Of all of the cash back rewards credit cards that I have, the one that has the best overall benefits, the platinum card, has the best purchase protection. I can’t tell you how many times I have purchased something online, made my purchase, and then went back to the computer to make another order. On some websites, you will only get a certain percentage off of the item that you order. This means that you will have to go back to the website again to get the discount.
If you don’t like to do that, or if you don’t like to wait in line to get into the store to make your purchases, then you need this card in order to take advantage of purchase protection. I also really like the travel rewards credit cards because they give me free travel insurance if I get approved for Chase’s travel rewards program. This is a great perk and one that I really appreciate having because I travel quite a bit, especially to visit family and friends.
Our reviewer takes these factors into consideration because the fact that you can earn either one or five stars (out of ten possible) simply reflects the level of service you receive. In addition, it indicates an expandable menu or section, or sometimes even previous customer reviews. This further demonstrates the customer service quality that you should expect when using a card like this. Other things it indicates an expandable section or menu, such as airline flights, hotel reservations, rental cars and tickets, gift cards, travel miles and balance transfer fees, and retail store discounts.
Now let’s take a look at a few other features that some of these cards offer. First, some of these credit card offers offer a red plane discount if you use their card to make your purchase. They call it the “blue air” discount, but it looks more like the “hotel lounge discount” they give to customers who stay in five-star hotels. It may not be worth your while to take advantage of it, but it’s definitely worth looking at. Most often, it’s not worth it, but sometimes, it does get people through the door.
The second feature is a membership rewards program. Some of these cards offer a cash back incentive once members meet a certain threshold. Generally, this threshold is about $1000. You get a percentage of the cost of the merchandise whenever you make new purchases with your card. If you meet the threshold, you earn fivex membership points instead of the usual one.
Finally, many of these cards offer the convenience of no annual fee. Whether you’ve already established an account at this company or you’re just getting started, you can benefit from these no fee features. Even if you have an existing account, you can often get a nominal fee waiver just for opening a new card. And once you’re approved, you’ll enjoy all these great cash rewards. If you don’t have a credit history, it may take awhile before you build one up, but once you do, these cards will do the work for you.
So which one of these best credit cards for online shopping offers the best combination of features? They’re definitely worth checking out, especially if you are an avid shopper. You can save money both in terms of gas and in terms of using your card. And you get to enjoy some amazing cash back and other benefits every month.