A good credit card for online shopping should offer rewards and benefits that match your online lifestyle. According to research, more than 90% of internet users make at least one purchase online every month. This makes rewards for online shopping a great way to increase your credit score and save money. Fortunately, many credit cards offer rewards programs that are designed especially for online shopping. So, which credit card is right for you? Read on to learn about the different options.
Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Cards offers no annual fee and gives its users unlimited cash back. The bonus is greater than what one can earn with Chase Ultimate Rewards points or Amex Membership Rewards points. The card has very few ongoing fees, such as foreign transaction fees, and it offers excellent value for money. This is an ideal credit card for those who use their cards for many purposes, including online shopping.
The Capital One Quicksilver Cash Rewards Credit Cards offers cash back on all purchases without any annual fee or foreign transaction fees. This card also offers 5% cash back in categories that change every three months. The cash back is good on purchases that total up to $1,500 per quarter. For everything else, the card earns one percent cash back. That is better than the average cash back credit card.
Amex Gold Card
The Amex Gold Card is a premium dining credit card from American Express that comes with up to $120 in dining credits each year. When you use the card to make online purchases, you will earn four points per dollar spent at restaurants worldwide, including fast food, fine dining, delivery services, and mom-and-pop joints. You’ll also earn points in ongoing categories, including dining and Uber. You can redeem your points for up to four times their value at restaurants, but it’s important to understand that these points are worthless if you use the card elsewhere.
Another benefit of using the Amex Gold Card is that your purchases are covered by eligible US manufacturer warranties. This card is a member of the Amex Trifecta, a group of three cards that are designed to help you earn maximum rewards on purchases from shopping portals. You can also receive bonuses and cash back from your purchases, so the Amex Gold Card is an excellent choice for shopping online. But you should consider other benefits of the Amex Gold Card before applying.
PenFed Platinum Rewards Visa Signature(r) Card
If you’re looking for the best credit card for online shopping, PenFed is a good choice. Not only is it free to join, but they also have great rates for balance transfers and no annual fees. PenFed is a great option for anyone with good credit or military personnel. All you need to get started is a $5 deposit in a PenFed savings account.
This card is perfect for gas purchases and grocery shopping, and you’ll love the rewards! With a high APR and no annual fee, you can earn up to fifteen thousand points per year on groceries, gas, and other purchases! This card is a great choice if you buy groceries or gas frequently, or just like to shop. It also has a generous rewards program, including a 2% back on grocery stores and gas stations.
PayPal Cashback Mastercard
With its 2% cashback rewards, the PayPal Cashback Mastercard is one of the most popular credit cards for online shopping. The card has all the features of a traditional credit card: swipe and enter billing information for in-person purchases, and you can also connect your card with your PayPal account to make purchases. Plus, you can use your card anywhere MasterCard is accepted. Best of all, there’s no foreign transaction fee.
The PayPal Cashback Mastercard is an excellent choice for online shoppers who want to earn rewards while shopping. The card offers a flat 2% cash back rate, and there are no bonus categories to worry about. PayPal has an extensive rewards program, and the Mastercard allows you to earn rewards without minimums. And unlike other cards, there are no foreign transaction fees. This makes PayPal Cashback Mastercard the best credit card for online shopping.
